USA World Bank Paper

USA World Bank Paper In recent years, the banking industry has experienced tremendous pressure to expand its market share globally. As a result, USA World Bank (UWB) is introducing more effective products and services to its customers. Competition has made selecting a successful product considerably more difficult than previous years; therefore, creating an exceptional and profitable product has become very challenging. UWB is a global organization that must create products to improve profitability and increase its market share. This analysis will identify challenges and opportunities, business goals, and potential problems preventing the successful launch of UWB's strategic goals.Scenario Background USA World Bank is a major player in the banking industry. Boasting both a large consumer and small business customer base, UWB has experienced marginal success on recent initiatives. UWB's President of New Product Development feels the pressure to present a product to the Board of Directors that will have si gnificant impact on the firm's earnings (University of Phoenix [UOP], 2007).Product Development TechnologiesBased upon the decision to introduce a new product, UWB's leadership team is now in the midst of deciding whether it would be more beneficial to focus on the consumer or small business market. As a result, the executive team has come up with two options: offer an instant reward credit card for consumers. Similar to a frequent flier program, an instant reward consumer credit card would collaborate with airlines, hotels, and retailers enticing the cardholder to make purchases with UWB credit card. The second option is the small business credit card with a $200,000 credit limit for capital purchases, offering discounted interest rates and incentive rewards.Mary Monroe, Vice President of New Product Development, and Jim Wilson, the Vice President of Marketing Development presented their products to the executive staff. The executive staff supported both Mary's Instant Rewards and Brian's Small...

List of Obama Gun Control Measures and Executive Orders

List of Obama Gun Control Measures and Executive Orders President Barack Obamas record on gun control is a fairly weak one, even though he was often portrayed  as the most anti-gun president in American history and called for more regulations in the wake of the numerous mass shootings that occurred during his two terms in office. We do not have to accept this carnage as the price of freedom, Obama said in 2016. The National Rifle Association once claimed Obamas obsession with gun control knows no boundaries. Did You Know? Only two gun laws made it through Congress during Obamas two terms in office, and neither placed additional restrictions on gun owners.   In fact, the two gun laws signed by Obama actually expanded the rights of gun owners in the United States. Attempts to limit the size of gun magazines, expand background checks of gun buyers and ban gun sales to buyers on terrorism watch lists all failed to pass under Obama. Perhaps the most significant Obama gun control measure was not a law but a rule that required the Social Security Administration to report disability-benefit recipients with mental health conditions to the FBI’s background check system, which is used to screen firearm buyers. Obamas successor, Republican President Donald Trump, rescinded the rule in 2017. Obama Gun ControlProposals Had No Teeth That is not to say Obama was not critical of the use of guns to commit the numerous mass shootings and acts of terrorism during his tenure in the White House. Quite the opposite. Obama sharply criticized the gun lobby and the easy access to firearms. President Barack Obama pauses during a meeting to observe a moment of silence for Sandy Hook Victims. Pete Souza/Wikimedia Commons Obama also made curtailing gun violence a central theme of his  second-term agenda  after the  mass shooting at Sandy Hook Elementary School  in Newtown, Conn., in December 2012. The president signed  executive orders  calling for mandatory  criminal background checks on gun-buyers  and several other measures that were unpopular in Congress including  a ban on assault weapons  and high-capacity magazines. But he was unable to win passage of  new laws and insisted authorities do more to enforce measures already on the books. Executive Actions Not Executive Orders Critics, however, point to Obamas issuance of 23 executive actions on gun violence in January 2016 as proof that the Democratic president was anti-gun. What most fail to point out is that those executive actions contained no new laws or regulations; and they were not executive orders, which are different than executive actions.   For all the pomp and ceremony, nothing in the president’s proposals is going to put a dent in U.S. gun crime or even substantially change the federal legal landscape.  In that sense, apoplectic opponents and overjoyed supporters are both probably overreacting, wrote  Adam Bates, a  policy analyst with the libertarian Cato Institutes Project on Criminal Justice. Gun Laws Signed by Obama Expanded Rights During his first term, Obama didnt call for any major new restriction on guns or gun owners. Instead, he urged authorities to enforce the state and federal laws already on the books.  In fact, Obama signed only two major laws that address how guns are carried in America, and both actually expand the rights of gun owners. One of the laws allows gun owners to carry weapons in national parks; that law took effect in February 2012 and replaced President Ronald Reagans policy of required guns be locked in glove compartments of trunks of cars that enter national parks. Another gun law signed by Obama allows Amtrak passengers to carry guns in checked baggage, a move that reversed a measure put in place after the terrorist attacks of Sept. 11, 2001. A Strong Tradition of Gun Ownership Obama often mentions the expansion of gun rights under those two laws. He wrote in 2011: In this country, we have a strong tradition of gun ownership thats handed from generation to generation. Hunting and shooting are part of our national heritage. And, in fact, my administration has not curtailed the rights of gun owners- it has expanded them, including allowing people to carry their guns in national parks and Obama repeatedly expressed support for the Second Amendment, explaining that If you’ve got a rifle, you’ve got a shotgun, you’ve got a gun in your house, I’m not taking it away. National Rifle Association HammersObama During the 2008 presidential campaign, the NRA Political Victory Fund mailed out tens of thousands of brochures to gun owners and like-minded voters that accused Obama of lying about his position on gun control. The brochure read: Barack Obama would be the most anti-gun president in American history. Senator Obama says words matter. But when it comes to your Even though the president didnt sign a single bill into law limiting the use or purchase of guns the NRA Political Victory Fund continued to warn its members and like-minded voters during the 2012 election that Obama would make weapons a target in a second term. If Barack Obama wins a The NRA Political Victory Fund also falsely claimed that Obama had agreed to give the United Nations authority over the guns owned by Americans, saying: Obama has already endorsed moving ahead toward a U.N. gun ban treaty and will likely sign it after it’s negotiated.